Disclaimer

Last updated: September 16, 2025

Past performance does not guarantee future results.

Financial planning involves consideration of various factors and market conditions. Results may vary based on individual circumstances.

General Information

The information provided on this website is for general informational purposes only and does not constitute professional financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information.

Any reliance you place on such information is strictly at your own risk. We recommend consulting with qualified financial professionals before making any financial decisions.

Information Accuracy

While we strive to keep information up to date and correct, we make no warranties about the completeness, reliability, or accuracy of this information. We reserve the right to:

  • Update or modify information without prior notice
  • Correct errors or omissions when identified
  • Remove or change content at our discretion

Limitation of Liability

To the fullest extent permitted by Australian law, virelonovia excludes liability for:

General Exclusions

We shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services, including but not limited to financial losses, business interruption, or data loss.

Indirect Damages

Under no circumstances shall we be liable for any indirect, special, incidental, or consequential damages, even if we have been advised of the possibility of such damages.

Maximum Liability

Our total liability for any claim shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

Professional Advice Disclaimer

The content on this website does not constitute professional financial, legal, or tax advice. We strongly recommend consulting with licensed professionals before making any financial decisions.

Do not rely solely on the information provided here for making financial decisions. Individual circumstances vary significantly, and professional guidance is essential.

Third-Party Links

Our website may contain links to external websites for your convenience and information. We do not control these sites and are not responsible for their content, privacy policies, or practices.

Inclusion of any link does not imply endorsement by virelonovia. Use external links at your own discretion and risk.

Results Disclaimer

Individual results may vary.

Success in financial planning depends on numerous factors including market conditions, individual circumstances, commitment to recommendations, and external economic factors beyond our control.

Intellectual Property Rights

All content on this website is protected by intellectual property laws. This includes but is not limited to:

  • Website design, layout, and graphics
  • Written content, articles, and methodologies
  • Trademarks, logos, and brand elements

Governing Law and Jurisdiction

This disclaimer is governed by Australian law. Any disputes will be subject to the jurisdiction of Australian courts.

Some provisions may vary based on state or territory-specific regulations within Australia.

  • Australian Consumer Law applies to all consumer transactions
  • ASIC regulations govern financial service provisions
  • Privacy Act 1988 governs data handling practices

User Indemnification

You agree to indemnify and hold harmless virelonovia from any claims, damages, or expenses arising from your use of our website or services, violation of these terms, or infringement of any third-party rights.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date. Continued use of our website constitutes acceptance of any modifications.

Contact Information

For questions about this disclaimer, please contact us:

Level 12, 345 Collins Street, Melbourne VIC 3000